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Real Estate Law
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Real Estate Law is the branch of Law that governs legal relationships whose subject matter is, or will be, a property. We therefore include in this area such diverse matters as Urban Planning, property transfers (sales, donations, etc.) and even property rights such as mortgages, boundary disputes, easements, and usufruct. We handle proceedings at the Land Registry, the Town Hall, and the Cadastre.
Homeowners’ Associations and all the related case law surrounding them (debt collection, property management, etc.) are also included.
Our law firm specializes in this area and has extensive experience, as these matters are a regular part of our practice.
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Banking Law
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Banking Law is a branch of Civil and Commercial Law that governs legal relationships between financial institutions and individuals. This area encompasses, among other things, disputes related to banking and financial products, as well as consumer protection against abusive practices by banks and credit institutions. It therefore includes matters such as mortgage foreclosures, unfair contract terms, preference shares, bonds, subordinated obligations, and other complex financial products.
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And although it only partially applies (and is not always included within the same subject in the strict academic sense), it may also cover claims related to revolving credit cards, usury, improper interest charges or fees, as well as disputes arising from wrongful inclusion in credit blacklists.
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We are specialists in Banking Law and consumer defense. We have extensive experience in judicial proceedings against financial institutions and in recovering amounts wrongfully charged, and we have also participated in legal conferences and publications on this subject.
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Mortgage Law
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Mortgage Law is directly linked to Real Estate Law. Both areas share the same subject matter: property. However, Mortgage Law deals with matters concerning the guarantee of a principal obligation (typically, a loan).
Our law firm specializes in this area. We handle mortgage foreclosures, auctions, loans, Land Registry Law, and related property rights matters such as usufruct, easements, pledges, etc.
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Contracts
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There is a wide range of matters under obligations and contracts: sales, construction, leases, insurance, etc. However, our law firm must highlight two particularly common areas: Consumer and User Protection, and Insurance Contracts.
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With regard to Consumer and User Protection, we handle the nullity of general contracting terms due to unfair clauses (floor clauses, default interest, etc.), as well as any other related matters such as product or service warranties, misleading advertising, etc.
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In Insurance Contracts, we handle claims arising from Road Traffic Accidents. Francisco Orozco holds a specialization in this field, as evidenced by his Diploma from the Instituto de Formación Empresarial Universo on «Civil Liability and Motor Vehicle Insurance. The Rights and Obligations of Motor Insurance Policyholders» (view here).
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Commercial and Insolvency Law
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Commercial Law governs interpersonal relationships where one or more of the parties is a business owner or merchant. This therefore includes such important sub-areas as Banking Law, Negotiable Instruments Law, and Intellectual / Industrial Property.
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We specialize in Negotiable Instruments Law (promissory notes, checks, bills of exchange…) and are familiar with judicial enforcement proceedings. With regard to Industrial or Intellectual Property, we handle trademark and patent registration, title renewals, etc.
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Criminal Law
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Criminal Law is the branch of Law that governs the protection of legally protected interests (life, liberty, physical integrity, etc.). This is perhaps the most sensitive of all areas of Law, as a defendant or complainant is not putting their assets or other civil rights at stake, but rather aspects as fundamental to a person as their reputation, their dignity, or even their freedom.
For this reason, we give careful attention to each individual case and strive to help our clients achieve their goals in relation to the justice system.
If you are involved in a matter of a criminal nature, we urge you to contact us as soon as possible, even on our emergency mobile phone (regardless of the day or time) — 606796270 — given the significance that any statement by the detainee, suspect, defendant, or complainant may have.
We provide assistance to detainees, fast-track trials, minor offenses, drink-driving, etc.
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General Civil Law
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Civil Law is the branch of law that governs legal relationships between private individuals, encompassing the personal, family, and property aspects of people’s lives.
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We live in a society where private relationships give rise to rights and obligations that must be fulfilled. When any of these rights is violated or a dispute arises between private parties, it becomes necessary to enforce them using the tools provided by the legal system.
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We draft and review contracts, pursue the fulfillment of obligations, handle inheritances and estates, and defend our clients’ interests in civil liability disputes, tenancy matters, monetary claims… and, whenever a dispute cannot be resolved amicably, we turn to the Civil courts so that the matter may be brought to trial and decided by a judge.
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